Alabama · ADM.8
Replacement Cost Coverage Requirement for Insured Property
Statutory
Required
Active
Property insured through Alabama's State Insurance Fund is required to be covered on a replacement-cost basis.
- State
- Alabama
- Applies to
- Applies to property insured through the Alabama State Insurance Fund, including participating public school facilities.
- Trigger
- Property is insured through the State Insurance Fund.
- Conditions
- Requirement applies when property is insured through the State Insurance Fund.
- Responsible actors
- Alabama Division of Risk Management
Evidence & sources
- NCSI profile
- Alabama State Profile (2025), printed p. 30
- Legal sources
- Ala. Code § 41-15-4(a) — Alabama Code Section 41-15-4(a) (Statute / Code, primary)
- Verification
- Profile Only
Prototype research tool. Records are normalized from NCSI state profiles and have not been verified against current statutes or regulations. This is not legal advice — consult primary legal sources for current requirements.